Key person disability insurance protects a business against potential financial loss that may occur when a key person becomes disabled. When a key person is considered totally disabled, a full benefit is paid to the business that can help recover financial losses or hire and train the key person's replacement.

There are two basic ways to determine the amount of key person disability insurance a business needs. One measures the employee's contributions to business earnings. The second evaluates what it would cost to replace the key person including recruitment and training expenses. These figures help a business accurately estimate their financial risk and purchase the right amount of disability insurance protection. Let Warren Steinborn Associates assist you in determining the correct level of protection for your business.

Securities offered through
J.P. Turner & Company, LLC (Member SIPC).
"J.P. Turner & Company, LLC is not affiliated with Warren Steinborn Associates"
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JPT050610-579