Studies have shown working age adults are much more likely to suffer from a lengthy disability in a given year than to suffer death...

Most individuals carry some life insurance, but unless it is offered at work, most adults have little if any disability insurance coverage.

Without disability coverage, who makes the house and car payments? Buys the groceries? Pays the utilities?

Short Term Disability Coverage:

• Pays a fixed weekly amount or a set percentage of current income.
• Waiting periods from one to thirty days.
• Benefits periods to fifty-two weeks. Coordinates with Long-Term.

Long-Term Disability Coverage:

• Pays a set percentage of employee's regular income.
• Coordinates to pick up after Short Term coverage ends.
• Variable plan design protects your employees and your company.
  

Securities and advisory services offered through National Planning Corporation (NPC), Member FINRA/SIPC, a Registered Investment Advisor. Warren Steinborn Associates and NPC are separate and unrelated companies.
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