Do you have the right kind of insurance for you and your family?
To determine this, ask yourself the following questions:

How many years before you retire?

Have you determined your net worth (including life insurance death benefits)?

Are you financially responsible for anyone other than yourself? If you have children, how much money do you anticipate contributing to their college education?

What is your annual household income? In the event of your death, how much annual income would your spouse or partner be able to provide to compensate for the loss of yours?

What is the approximate balance owed on your mortgage? Do you have other debt in addition to your mortgage?

If you have life insurance, what is the value of your policy? Have you reviewed your policies within the last two years?

Also, estimate how much you'd like to include for your final expenses, which would include funeral expenses, family travel, etc. A typical estimate would be $10,000.

Warren Steinborn Associates can help you plan to meet your insurance needs with products designed by professionals.

Securities offered through
J.P. Turner & Company, LLC (Member SIPC).
"J.P. Turner & Company, LLC is not affiliated with Warren Steinborn Associates"
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